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What the best thing to do with 87 shares of metlife? I have 87 shares of metlfe stock that i knew nothing about. I am not a financier. Would it be better to reissue it or cash it in, i could use the money and what would be the cash in value? 7/22/2011 Mets stock closed at 41. something. Is that what it would sell for? I know there are taxes involved because i received a W-9 in the mail with the notification.

Can some one please help me choose the best retirement fund for my 401K.? MetLife Stable Value PIMCO Total Return/Inst Vanguard Target Retirement Inc.Trust II # Vanguard Target Retirement 2005 Trust II # Vanguard Target Retirement 2010 Trust II Vanguard Target Retirement 2015 Trust II Vanguard Target Retirement 2020 Trust II Vanguard Target Retirement 2025 Trust II # Vanguard Target Retirement 2030 Trust II # Vanguard Target Retirement 2035 Trust II # Vanguard Target Retirement 2040 Trust II Vanguard Target Retirement 2045 Trust II Vanguard Target Retirement 2050 Trust II American Century Value Instl Vanguard Instl Index 500 # American Funds New Economy R6 # T. Rowe Price Mid-Cap Value # T. Rowe Price Mid-Cap Growth # T. Rowe Price Small-Cap Value Fund BlackRock Small Cap Growth Eq/Instl American Funds EuroPacific Growth R6 # Lowe's Companies, Inc. Common Stock I am 29 years of age.All the feedback will really help me to decide in which one to invest.Thankyou to all!! :D

Company 401k Sponsor Change? Guys, Our company has switched from MetLife to Principal for our 401k retirement plan. All our monies from MetLife will go towards purchasing new funds in The Principal. Okay, here's my concern. Let's say that before the crash, I had a portfolio value of $100,000 and had 100,000 shares of stock. After the crash, I had $50,000, but still had 100,000 shares of stock. At this point, I decide on my investment electives with Principal and the conversions occurs. After this conversion, I now have $50,000, but only 85,000 shares. Why? Because what about all those years I was vested in a 401k plan with this company when the stock market was BELOW 8000??? Am I not losing out on the cardinal rule of investing about dollar cost averaging and investing early to accumulate more shares??? So, in 5 years when the market goes up 20%, In my old current MetLife plan, I will have made $20,000 - as opposed to the Principal plan I will have made $17,000 (not counting the obvious monthly contributions). I am convinced we are getting hosed here - to a certain extent. On one hand, now is as good a time as any to make the conversion - but what about my lost shares??? Tell me I'm delusional - please I want to hear that I am.